Are your goals ‘must have’ or ‘nice to have’?

Like everyone, you may have a lot of financial goals. But are they all of equal importance? Probably not. And do they share a similar timeline? Again, it’s unlikely. So, your first step may be to prioritize your goals — and then follow a process that can help you achieve them.

This process should include the following steps:

•Identify your goals as “must have” or “nice to have.” Making sure you can …